Self-isolation and debt improvement

I am fortunate to be able to work from home and get paid. The shift from working a couple of days a week to every week at home isn't a huge deal for me.

However, what I have noticed is that I am saving money. As a result, it is helping me pay off my debt. I am in better financial shape at this point than I had predicted.

My commute is roughly 50 km in one direction. I used to fill my car's tank with gas each week. I do it once a month now. With gas prices being low these days, I have been saving roughly $160.

These days, I make most of my meals at home. I go out two times a week to get groceries and takeout. I don't eat out as much. I don't go to Starbucks as frequently as I used to. Again, I save more money.

I haven't travelled in over a month. I don't have airfare, hotel, or car rental bills to pay off.

A while back, I pointed out that I was doing well paying off my debt. Well, I am nearly done paying off another credit card. I will be down to two active credit cards. I will be keeping both of them, but one will sit there as a backup. The reason for keeping it is that I've been a customer for well over a decade with this credit card company. It looks good on my credit report if I continue having it. It's not my favourite credit card, so that's another reason why I am not tempted to use it.

Things are looking up financially for me. It has been a lot of hard work to get to this stage. Sticking with a budget helps. Being isolated at home is another method that has helped, which I didn't expect as a benefit.