Friday, December 27, 2024

In a credit card bind and having to reach out to my ex

A couple of Thursdays ago, I drove up from the Twin Cities to Winnipeg. There was a snowstorm with reduced visibility. I managed to get to Winnipeg safely.

I had a problem checking into my hotel. I had a one-night stay before flying home on Friday. I also booked a hotel near Toronto Pearson International Airport in case I was too tired to drive home. My flight would get in late that night.

At the hotel in Winnipeg, my credit card was declined. I didn't understand why as I had just used it all day for fuel, food, and more. 

I didn't have a backup credit card. My other credit card was in the mail. Canada Post was on strike. The strike is over, but it will take some time to get it.

I had to find someone to bail me out. It was 9:30 pm Central time. It was 10:30 pm Eastern to figure out who could help me out at this time of night.

I did something that I didn't want to do. I texted and called my ex. Naturally, he didn't pick up or respond.

He did text me over 24 hours later. I said that it was urgent. He didn't respond, so I moved on. All I got from that text exchange was a thumbs-up reaction from him.

He was too late. The usual.

It reinforced the fact that he has never been there for me when I needed him. I managed to find a friend who was willing to e-transfer $400 to me.

The hotel room was just over $200 a night. I needed to supply a security deposit, which I felt was ridiculous being almost twice the amount of my hotel room.

I checked out the following day. I immediately sent an e-transfer to my friend for the security deposit. Today, I sent the remaining funds that I owed to her for the room rate.

I am thankful that I have friends who are kind and trusting. I am truly grateful for their help.

It turns out that the hotel by the airport prematurely charged my room and deposit to my card. It explains why I couldn't check in at the hotel in Winnipeg.

I cancelled my reservation at the hotel by the airport. The funds were released. I wasn't impressed by this premature charging move.

What I should have done was to prepay for my hotel in Winnipeg. It would have guaranteed my stay without the hotel in Toronto getting to my card first with a premature hold.

I hope that I never have to reach out to my ex. I expected that he wouldn't jump at helping me. Sadly, I was correct.

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