Pay and my bank

I like payday. It's supposed to happen every consecutive Thursday.

I also like my bank. It has always deposited my pay directly into my account on Wednesday night instead of Thursday before I wake up. It used to be after 10 pm on Wednesday. These days, it's at 5 pm.

Crazy. It's also perfect. I go grocery shopping after work on Wednesdays. I feel rich.

It's payday!

I get paid by my employer every two weeks. Technically, I get paid every other Thursday.

I do love my bank. It deposits my pay electronically by 22:10 on Wednesday night. I spend a bit of time paying various bills based on my bill payment schedule. It's an Excel spreadsheet. I have had a number of variations over the years, but the current one has guided me out of my darkest debt stage.

It makes me so happy paying bills and seeing results. I also like that I can put money away towards my retirement and emergency fund. It was challenging doing it a year ago.

Things are looking up and good with my finances. It takes a lot of effort and planning to get out of debt. I'm so pleased that budgeting has paid off (pun intended)!

Grocery shopping on a holiday and fireworks going off at this hour

I typically go grocery shopping on Wednesdays. Canada Day landed on a Wednesday this year. I don't recall doing grocery shopping a ton of times in my life on Canada Day, but I did this year.

It was surprisingly busy. Perhaps folks didn't know what to do with themselves. Most festivities were either cancelled or done virtually.

As I write this post, some neighbours are setting off fireworks in their backyard. I am fortunate to be on vacation this week, so I don't mind. I do feel bad for others who need to head back to work tomorrow. Setting them off at 12:30 am isn't exactly being respectful to others.

On a good note, I get paid every other Thursday. My bank tends to deposit my pay Wednesday night at around 10:10 pm. Because Wednesday was a holiday, my pay got deposited on Tuesday night instead. It feels good to have an early payday.

Buying items that I need

It's nice when it's payday and I can get items that I have been waiting to buy. I'm either replacing broken items or am about to run out of essentials.

I went ahead and bought two Fitbit Alta chargers. I spent a good $10 on them. I need a backup in case it breaks on me again.

I also ordered two boxes of contact lenses. My usual brand isn't available, so I'm trying a different brand. I'll see how it goes. I'm currently using my last pair.

It's time to go to bed. It has been a long, but good week. Here's to the weekend!