Credit update, including a credit card renewal

I have lots of good news about building up my credit rating. For a good year, I have been working hard to rebuild it. I am slowly seeing results as I continue to pay off my debt and make more than the minimum payment each month.

I got a free account through TransUnion to check my credit rating at my convenience. Since I have been monitoring my credit rating, it has improved from being very poor to poor. Although it's still not great having a poor rating, I am out of the very poor rating level, which is a huge step. I am so pleased with my progress. I hope that a year or so from now, my credit rating will be considered fair. I'll then work my way to making it have a good rating again.

Baby steps. So far, so great.

A while back, I posted about whether a credit card company will renew my card. It expires next month. I got my replacement card on Friday. I am thrilled!

When one bank decided that I was a risk and didn't renew my credit card with a low limit ($1,000), it was quite a blow to my credit-rebuilding confidence. Even though I never missed a payment with this card, this bank decided to shut down my account because my credit rating wasn't great. My track record meant nothin at all.

With the other credit card company that decided to renew my card, I am thankful. I was hoping that it would because I do like what this card does for me. As a customer, this bank has made me feel good that it's trusts me. I can only think of a couple of times where I was late with payments, but only by a couple of days. It has given me some slack, which I appreciate.

I am pleased that I have two credit cards. They serve my needs well. I won't repeat my mistake by getting multiple credit cards when my credit rating improves. It was a trap that I won't fall for again.

Anyway, I wanted to share my good news about my financial situation. Things are looking up and I am happy.

Passed the first stage of my interview... yay!

This post is an update on trying my hand at applying for a new job and being the interviewee. I haven't been in this position for over seven years.

On Thursday afternoon, I had a phone interview. I was notified of it on Wednesday. The agency representing me is pretty thorough. The resource manager taking care of me let me know what questions were going to be posed. What I didn't have any time to do was to send my answers to him. Work is busy to begin with. The last thing I feel like when I am at home is to write bucketed answers to questions.

I felt good during the interview. The hiring manager flat out told me that he wanted me back for a second interview. My resource manager told me that this company rarely tells candidates about coming back for a second interview. Normally, the hiring manager thinks about it for a day. Sweet!

The hiring manager felt that my skills were a perfect fit and told me that he liked how confident I was.

It was a good day.